Terms and conditions
Updated on
These terms apply to the use of https://ofagen.com, its free tools and its application forms. Agency services are always contracted through a separate written agreement, which prevails.
Using the website
You may read, share and quote the content with a link to the source. You may not copy the whole website, use it to send spam or try to harm its operation.
Free tools
The calculators make estimates from the numbers you enter. They are not an earnings promise or financial or tax advice. Calculations run in your browser: we do not store what you type into them.
Applications and the free audit
Requesting an audit does not commit you to anything. We may decline an application if it does not fit what we do or does not meet the requirements (being an adult, having a verifiable identity and following the platform's rules).
Guide content
The guides rely on sources we cite with dates. Platforms and regulations change, so information may become outdated: always check the official source and ask a professional about your own situation.
Liability
We are not liable for decisions you make based only on the general information on this website, or for changes third parties such as platforms make to their terms.
Applicable law
These terms are governed by the laws of Wyoming, United States. If you are a consumer, you also keep the protection of the law of the country where you live and can bring a claim there.